Latest Articles
Mortgage Advice, Real Estate Market Updates, and Home Buying Tips
Onshore Mortgage Honored with Prestigious UWM Awards for 2024
Published:
January 11, 2025
Onshore Mortgage is proud to receive multiple prestigious awards from UWM, including the Excellence Award, Top 1% Loan Officer, and Fastest Closer Award for 2024.
Take Advantage of 2025 FHA Loan Limits
Published:
January 3, 2025
FHA raised their 2025 loan limits due to rising home prices, ensuring continued access to low-down-payment options for qualified homebuyers nationwide.
Acceptable Forms of Identification for Mortgage Closings
Published:
January 1, 2025
At mortgage closing, you’ll usually need two forms of ID: a primary ID, like a driver’s license or passport, and a secondary one, such as a Social Security card or utility bill. Make sure both are current, and that names match across documents. Non-U.S. citizens should bring a passport and proof of residency. For a seamless process, confirm requirements with your lender ahead of time.
Understanding Your Mortgage Closing Costs
Published:
December 3, 2024
Closing costs are a critical part of the homebuying process that shouldn’t be overlooked. By educating yoursself on what to expect and finding strategies to manage these costs, you can navigate the final steps of your home purchase or refinance with confidence. At Onshore Mortgage, LLC we’re committed to providing the guidance and support needed to ensure a smooth and successful closing for every client.
Take Advantage of 2025 Conforming Loan Limits
Published:
November 27, 2024
The FHFA raised 2024 Conforming loan limits to $806,500 in MA & RI, and $1,209,750 in high-cost areas, ensuring they align with current market trends.
10 Essential Qualities to Look for in a Mortgage Broker
Published:
November 1, 2024
Choosing the right mortgage broker is a crucial step in the homebuying process. By considering these ten factors, you can find a broker who not only meets your immediate needs but also supports your long-term financial goals. Remember, your mortgage is more than just a loan—it’s a partnership that can help you achieve the dream of homeownership with confidence and peace of mind.
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Onshore Mortgage
The information contained in this site has been prepared by an independent third party and is distributed for educational purposes only. This is designed to give helpful tips on the mortgage process and is not intended to give legal advice.
Information is considered reliable but not guaranteed. This is not a pre-qualification, pre-approval, loan approval or commitment to lend. We arrange but do not make loans.
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