Purchase Documentation Checklist

Standard Loan Documents                  

• Two year work history phone/via email: Please provide company name, address, phone, your position, and dates of employment. (All employers covering the past 2 years)
• Two years w2’s: (for all jobs held)
• One full month of pay-stubs: (covering a full 30-day period with no gaps)
• Two months complete bank statements: (All numbered pages, even if they are blank or do not appear to be important)
  - If printing your statement from online make sure to print actual statements as if mailed to your home. These can often be found in the "statement and documents" section.
  - Bank statements must state your full name, account number, bank’s name and reflect a running balance total.
  - Large deposits may require additional documentation or proof of where funds came from.
• Clear copy of your Driver's License

Additional Loan Documents                  

(“May” be needed, based on investor approval)

• Two years complete tax returns: (Personal 1040’s and Business 1120’s)
  -All schedule, all pages (do not need State section with “barcode” on top)
• Social Security award letter/Pension award letter: (If applicable)
• Divorce Decree: (If Applicable)
  - Child Support order, any alimony agreements and proof of payment
  - Cancelled checks and additional documentation may be needed if used for income.
• VA Form DD-214: (Veterans Only)
• Retirement Statements: All pages of each statement and they must cover the last quarter or the past 2 months.  You also must provide the “Terms and Conditions” of how the funds can be withdrawn.
• Proof of Gift Funds: We will provide a gift letter to be executed on the date the gift is given. You will also need a 30 day print out on the donor's account showing the funds leaving and an updated statement on your account with no gaps showing the funds cleared and ready to use.
• Resident Alien/Green Card: (If Applicable)