Latest Articles

Mortgage Advice, Real Estate Market Updates, and Home Buying Tips

Credit Scores: Keys to Buying a Home in MA

Published:

January 1, 2026

Learn what credit score you need to buy a home in Massachusetts and how Onshore Mortgage helps you qualify fast, even with less-than-perfect credit.

Why Did My Mortgage Payment Go Up? Top Reasons Explained

Published:

December 1, 2025

Learn the top reasons your mortgage payment can change, including property taxes, insurance, escrow shortages, and adjustable-rate loans. Stay informed and avoid surprises with expert tips from Onshore Mortgage.

Take Advantage of 2026 Conventional Loan Limits

Published:

November 26, 2025

2026 Conforming Loan Limits are rising, offering buyers more affordability and improved Conventional Loan options. Learn how these changes impact your mortgage.

Will the Fed Cut Rates in December? Latest Jobs Data Insight

Published:

November 20, 2025

Fed unlikely to cut rates in December as mixed jobs data clouds outlook. Learn what this means for mortgage rates, homebuyers, and refinancing in 2025.

Fed Cuts Rates, But Mortgage Rates Edge Up: Here’s Why

Published:

November 10, 2025

Despite a 0.25% Fed rate cut, mortgage rates inched up. With rates still low, getting pre-qualified now can strengthen your buying power.

FHA Identity of Interest: Rules, Exceptions & What to Know

Published:

November 1, 2025

Discover how FHA Identity of Interest works, when the 85% LTV rule applies, and what exceptions and documents you need for a smooth transaction.