Latest Articles

Mortgage Advice, Real Estate Market Updates, and Home Buying Tips

What Is a DSCR Loan? Debt Service Coverage Explained

Published:

September 1, 2025

Learn what a DSCR loan is, how it works, and why real estate investors use it to finance rental properties without income verification or traditional loan paperwork.

The Ultimate Home Inspection Checklist for Buyers

Published:

August 1, 2025

Looking to buy a home? Use our ultimate home inspection checklist to spot issues, hire the right professional, and ensure your dream home is in top condition before you close.

What Does "Conditional Approval" Mean for Mortgages

Published:

July 1, 2025

Learn what "conditionally approved" means in the mortgage process, what lenders often require, and how to move from conditional to cleared-to-close smoothly.

Homeowner’s Guide to Pool Maintenance Costs in 2025

Published:

June 1, 2025

Discover the true cost of pool maintenance in 2025. Learn monthly, annual, and hidden expenses every homeowner should know before buying a home with a pool.

Big News: Fannie Mae Just Made Mortgages More Affordable

Published:

May 23, 2025

Fannie Mae’s 2025 Area Median Income (AMI) update makes it easier for homebuyers to qualify for lower mortgage fees and affordable HomeReady® loans. Learn more!

How to Relocate to Another State

Published:

May 1, 2025

Planning a big move? Your relocation checklist should start with a mortgage pre-approval from Onshore Mortgage, LLC. It gives you buying power and peace of mind before you even pack a box. Let’s get you ready for your next chapter!