Latest Articles
Mortgage Advice, Real Estate Market Updates, and Home Buying Tips
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Fed Cuts Rates, But Mortgage Rates Edge Up: Here’s Why
Published:
November 10, 2025
The Fed cut rates by 0.25%, but mortgage rates rose slightly as the move was expected. Chair Powell emphasized a cautious, data-driven approach. With rates still near 2025 lows, homebuyers and homeowners can benefit from favorable borrowing conditions. Getting pre-qualified now can help secure affordability and a stronger position in today’s market.
FHA Identity of Interest: Rules, Exceptions & What to Know
Published:
November 1, 2025
Learn what FHA Identity of Interest means, how it affects loan terms, and when the 85% LTV rule applies. Discover exceptions, documentation tips, and how to navigate these transactions smoothly.
Understanding FHA Appraisal Requirements
Published:
October 1, 2025
Discover what FHA appraisers look for, how the process works, and why meeting HUD standards is essential for getting approved for an FHA loan.
What Is a DSCR Loan? Debt Service Coverage Explained
Published:
September 1, 2025
Learn what a DSCR loan is, how it works, and why real estate investors use it to finance rental properties without income verification or traditional loan paperwork.
The Ultimate Home Inspection Checklist for Buyers
Published:
August 1, 2025
Looking to buy a home? Use our ultimate home inspection checklist to spot issues, hire the right professional, and ensure your dream home is in top condition before you close.
What Does "Conditional Approval" Mean for Mortgages
Published:
July 1, 2025
Learn what "conditionally approved" means in the mortgage process, what lenders often require, and how to move from conditional to cleared-to-close smoothly.
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Onshore Mortgage
The information contained in this site has been prepared by an independent third party and is distributed for educational purposes only. This is designed to give helpful tips on the mortgage process and is not intended to give legal advice.
Information is considered reliable but not guaranteed. This is not a pre-qualification, pre-approval, loan approval or commitment to lend. We arrange but do not make loans.
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