Latest Articles

Mortgage Advice, Real Estate Market Updates, and Home Buying Tips

Take Advantage of 2025 FHA Loan Limits

Published:

January 3, 2025

FHA raised their 2025 loan limits due to rising home prices, ensuring continued access to low-down-payment options for qualified homebuyers nationwide.

Acceptable Forms of Identification for Mortgage Closings

Published:

January 1, 2025

Find out which IDs you need for mortgage closing, how to ensure documents match, and what non-U.S. citizens should bring for a smooth, stress-free process.

Understanding Your Mortgage Closing Costs

Published:

December 3, 2024

Understand closing costs and learn strategies to manage them so you can navigate your home purchase or refinance with confidence. Onshore Mortgage is here to help.

Take Advantage of 2025 Conforming Loan Limits

Published:

November 27, 2024

The FHFA raised 2024 Conforming loan limits to $806,500 in MA & RI, and $1,209,750 in high-cost areas, ensuring they align with current market trends.

10 Essential Qualities to Look for in a Mortgage Broker

Published:

November 1, 2024

Choosing the right mortgage broker matters. Explore 10 key factors to find a trusted partner for your homebuying and long-term financial goals.

Understanding the Mortgage Loan Estimate (LE)

Published:

October 1, 2024

The Loan Estimate outlines key loan terms and costs. Learn how this document helps borrowers navigate home financing with clarity and confidence.